Welcome
to
California Mortgage Home Loan Brokers
a Los Angeles mortgage company: 888-632-9939
Serving Northern, Central & Southern California

Left to right, meet
Shane Dailey and Fernando Jaramillo, the principals and co-founders.
FHA
home loans are available with only 3.5% down!
For certain qualifying home buyers, get 100% financing!
RATES ARE AT AN ALL-TIME LOW! THE HOUSING
MARKET IS BOTTOMING OUT! WHAT ARE YOU WAITING FOR?
Take advantage of this "down market" now!
Shane
says: "If there is a way to get you financed, we will do it!"
Home
purchase mortgages! Refinance your mortgages!
Mortgage modifications -- modify your existing mortgage!
Apply
Online Right Now! - Select "Mike McKown" from the pull-down
menu!
OR:
Call me now & let's start the process of getting you financed!
888-632-9939.
Why...a
mortgage broker instead of a bank?
We know you want the best-possible
rate and that you want to hang on to as much money as you can. So why
use a mortgage broker when you could just walk into your bank and get
a loan there? There are two reasons:
1. A broker can search
a large number of funding sources -- hundreds of banks
as well as private lenders -- to find you the best rate you
can qualify for. Your bank can only offer you what they have,
and nothing else. If you want to find out if your bank is giving you
the best terms, you don't ask the bank...you ask a broker.
2. Better service. Bankers
are on salary and are only available during business hours. You can
reach your broker after hours, on weekends...whenever. A broker
doesn't get paid until the deal closes, so he has the motivation
to take excellent care of the client...you!
You have nothing to lose
except money and bad service. Talk to a great Los Angeles-area
mortgage broker, call us TODAY: 888-632-9939! Serving
all of Northern, Central and Southern California. Are you in San Francisco?
San Diego? Anaheim? Long Beach? Walnut Creek? Sacramento? Stockton?
Riverside? San Bernardino? Eureka? El Centro? No problem --
we take care of the entire state!
This is the transcript
of an interview with Shane Dailey and Fernando Jaramillo, the co-founders
and principals of this mortgage and home loan business. Most of the
conversation is with Fernando. When Shane is speaking up, he will be
so identified, and you may assume it's him speaking until the next question
comes along. The questions are in blue.
I
would like to find out about your background in the mortgage business.
How long you've been at it, what's your history?
I've been in the mortgage business nine
years now. I started on the real estate side of the business with a broker/owner
in the city of West Covina. The husband was the broker and the wife did
the mortgages, so after about a year and half, I transitioned to the loan
brokerage side of the business.
I've spent eight and half years doing
mortgages. I met Shane about five years ago when I went to Newport Mortgage
and Investments. Shane was the vice-president at the time, and we really
helped each other a lot. I learned a great deal from him, he learned a
lot from me, and we developed great rapport, a great relationship, and
then from there we started evolving.
We understood that there was something
missing in the mortgage industry, which was true advice, as opposed to
just salesmanship. That's when we decided to start a branch of Newport
Mortgage and Investments, except we were going to take a different approach,
and that led us to break off and form this company. We look at the client's
overall financial situation to make sure that the mortgage fits into their
short- and long-term goals.
Fernando,
what's your position with the company these days?
I am one of the co-founders,
Shane and I are 50/50 co-owners of the company. We founded the company
together, and
I'm titled vice-president. I do most of the technology stuff and the research
for the information we educate our clients on, and we both collaborate
a lot on the marketing the sales. I am more of the idea guy. Shane's the
president, the big implementing guy.
Shane: I‘ve been in the mortgage
business about eight years now. I started my first company called Newport
Mortgage and Investments after several years in the advertising industry.
It took a leap of faith to move into a new industry, but I absolutely
loved it and absorbed all it had to offer. After a few years of running
my first as the vice-president of sales, I met my current partner Fernando
Jaramillo. He and I hit it off well and decided to venture out on our
own and start a branch of Newport Mortgage and Investments, but decided
we had a bigger vision and attacked the missing link in the mortgage industry.
That missing link is education and knowledge
and service to the client so we decided to open up our mortgage group
and things just took off from there. We grew our company to nearly 35
employees. We had two financial and real estate radio shows, one on KLSX-FM
97.1 here in Los Angeles, and the Angels Baseball Network in Anaheim,
which is AM 830. We are no longer doing the radio shows, but we were out
there for several years and did a great service to the community by bringing
knowledge and financial advice to our listeners.
Describe
the radio programs – how about some more detail on that?
The radio program on 97.1 Free FM and
the AM 830 the Angels Baseball Network were similar shows called the Smart
Money Hour. We would give real estate and real estate-related financial
advice as well as sound investment advice to our listeners. It was an
hour-long show every Sunday afternoon.

What kind of calls
did you get? What was the range of things you would hear?
We had callers that would range from ridiculous
requests to multimillion-dollar homeowners that have huge real estate
portfolios that absolutely loved the show and the advice we were giving
them. It was very unique advice that many had never even heard, and they
became clients, and are still clients of ours to this day.
Click
to continue reading the interview
Not
quite ready to get your loan? Bookmark this site!
Menu
1. Homepage
for California
Mortgage Home Loan Brokers, a Los Angeles Mortgage Company.
2. Introduction
to your California Home Loan Lender: Our Promises to You.
3. Meet
Your California Home Mortgage Lender.
4. 15-Year
& 30-Year Calif. Mortgage Loans.
5. The
Difference Between a California Mortgage Broker & an Institutional
Bank.
6. California
Loan Closing, Points & Fees.
7. California
Mortgage Loan Modifications Statewide Home Loan Modification Including
Los Angeles, San Diego, Orange County, Sacramento & the San
Francisco Bay Area.
8. Locking
In California Mortgage Rates.
9. Real
Estate Purchase, Mortgage Refinancing & Hard Money Lending.
10. We
Broker Mortgage Loans for Northern, Central & Southern California.
11. Reputation
& the California Mortgage Lender.
12. Be
Wary of Unscrupulous California Home Lenders.
13. A
Southern California Loan Brokerage Horror Story.
14. Attentive
Service From This California Mortgage Company.
15. Are
We Your Kind of California Home Mortgage Company?
16. Real
Estate & Mortgage Information Links
Online
mortgage application! Apply for your mortgage
online using our Secure Server! On the pull-down menu, please
select: "Mike McKown." Thank you.
California
Mortgage Home Loan Brokers Online Application.
Localities!
Our service area includes:
1.
We
are Los Angeles Mortgage Brokers, Call for Your Los Angeles Home
Loan.
2. Your
Mortgage Brokers for Irvine, Santa Ana, Orange, Tustin, Anaheim
& Other Orange County, CA, Locations.
3. For
a Great San Diego Mortgage Broker, Give Us a Call.
4. Let
Us Be Your San Francisco Mortgage Broker.
...As well as the REST of the Golden State!
|
California Mortgage Home Loan Brokers,
a Los Angeles mortgage company
Attn: Michael McKown
575 Elm St., Suite #18
Long Beach, CA 90802
818-845-0579 Local
888-632-9939 Toll Free
Entire website is Copyright
© 2007-2009 by Michael McKown, all rights reserved.
We acknowledge that registered trademarks are the property of their respective
owners.
|