California Mortgage Home Loan Brokers
a Los Angeles mortgage company: 888-632-9939
Serving Northern, Central & Southern California
Left to right, meet
Shane Dailey and Fernando Jaramillo, the principals and co-founders.
FHA
home loans are available with only 3.5% down!
For certain qualifying home buyers, get 100% financing!
RATES ARE AT AN ALL-TIME LOW! THE HOUSING
MARKET IS BOTTOMING OUT! WHAT ARE YOU WAITING FOR?
Take advantage of this "down market" now!
Shane says: "If there is a way to get you financed, we will do it!"
Home
purchase mortgages! Refinance your mortgages!
Mortgage modifications -- modify your existing mortgage!
Apply
Online Right Now! - Select "Mike McKown" from the pull-down
menu!
OR:
Call me now & let's start the process of getting you financed!
888-632-9939.
Why...a mortgage broker instead of a bank?
We know you want the best-possible
rate and that you want to hang on to as much money as you can. So why
use a mortgage broker when you could just walk into your bank and get
a loan there? There are two reasons:
1. A broker can search a large number of funding sources -- hundreds of banks as well as private lenders -- to find you the best rate you can qualify for. Your bank can only offer you what they have, and nothing else. If you want to find out if your bank is giving you the best terms, you don't ask the bank...you ask a broker.
2. Better service. Bankers are on salary and are only available during business hours. You can reach your broker after hours, on weekends...whenever. A broker doesn't get paid until the deal closes, so he has the motivation to take excellent care of the client...you!
You have nothing to lose except money and bad service. Talk to a great Los Angeles-area mortgage broker, call us TODAY: 888-632-9939! Serving all of Northern, Central and Southern California. Are you in San Francisco? San Diego? Anaheim? Long Beach? Walnut Creek? Sacramento? Stockton? Riverside? San Bernardino? Eureka? El Centro? No problem -- we take care of the entire state!
This is the transcript of an interview with Shane Dailey and Fernando Jaramillo, the co-founders and principals of this mortgage and home loan business. Most of the conversation is with Fernando. When Shane is speaking up, he will be so identified, and you may assume it's him speaking until the next question comes along. The questions are in blue.
I
would like to find out about your background in the mortgage business.
How long you've been at it, what's your history?
I've been in the mortgage business nine years now. I started on the real estate side of the business with a broker/owner in the city of West Covina. The husband was the broker and the wife did the mortgages, so after about a year and half, I transitioned to the loan brokerage side of the business.
I've spent eight and half years doing mortgages. I met Shane about five years ago when I went to Newport Mortgage and Investments. Shane was the vice-president at the time, and we really helped each other a lot. I learned a great deal from him, he learned a lot from me, and we developed great rapport, a great relationship, and then from there we started evolving.
We understood that there was something missing in the mortgage industry, which was true advice, as opposed to just salesmanship. That's when we decided to start a branch of Newport Mortgage and Investments, except we were going to take a different approach, and that led us to break off and form this company. We look at the client's overall financial situation to make sure that the mortgage fits into their short- and long-term goals.
Fernando, what's your position with the company these days?
I am one of the co-founders,
Shane and I are 50/50 co-owners of the company. We founded the company
together, 
and
I'm titled vice-president. I do most of the technology stuff and the research
for the information we educate our clients on, and we both collaborate
a lot on the marketing the sales. I am more of the idea guy. Shane's the
president, the big implementing guy.
Shane: I‘ve been in the mortgage business about eight years now. I started my first company called Newport Mortgage and Investments after several years in the advertising industry. It took a leap of faith to move into a new industry, but I absolutely loved it and absorbed all it had to offer. After a few years of running my first as the vice-president of sales, I met my current partner Fernando Jaramillo. He and I hit it off well and decided to venture out on our own and start a branch of Newport Mortgage and Investments, but decided we had a bigger vision and attacked the missing link in the mortgage industry.
That missing link is education and knowledge and service to the client so we decided to open up our mortgage group and things just took off from there. We grew our company to nearly 35 employees. We had two financial and real estate radio shows, one on KLSX-FM 97.1 here in Los Angeles, and the Angels Baseball Network in Anaheim, which is AM 830. We are no longer doing the radio shows, but we were out there for several years and did a great service to the community by bringing knowledge and financial advice to our listeners.
Describe the radio programs – how about some more detail on that?
The radio program on 97.1 Free FM and the AM 830 the Angels Baseball Network were similar shows called the Smart Money Hour. We would give real estate and real estate-related financial advice as well as sound investment advice to our listeners. It was an hour-long show every Sunday afternoon.
What kind of calls did you get? What was the range of things you would hear?
We had callers that would range from ridiculous requests to multimillion-dollar homeowners that have huge real estate portfolios that absolutely loved the show and the advice we were giving them. It was very unique advice that many had never even heard, and they became clients, and are still clients of ours to this day.
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to continue reading the interview
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California Mortgage Home Loan Brokers,
a Los Angeles mortgage company
Attn: Michael McKown
575 Elm St., Suite #18
Long Beach, CA 90802
818-845-0579 Local
888-632-9939 Toll Free
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